Need an appraisal in Salisbury or Wicomico County?

The top seven reasons MD homeowners hire Corey Hoch Appraisal Services, LLC:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to reduce their monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MD divorce, where real estate property needs to be divided
  7. To settle an estate in Wicomico county or MD by determining the true market value of property in question

Need help deciding the value of your house in or near Salisbury, MD?
Contact Corey Hoch Appraisal Services, LLC.

We at Corey Hoch Appraisal Services, LLC understand the particular needs of a consumer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Corey Hoch Appraisal Services, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experienced in helping homeowners just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge Wicomico county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that is going down or is not appreciating as much as other houses close by. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal report from Corey Hoch Appraisal Services, LLC is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. A professional appraisal from Corey Hoch Appraisal Services, LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd wish to have a seasoned expert double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Corey Hoch Appraisal Services, LLC offers field reviews where we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Corey Hoch Appraisal Services, LLC can help you with that. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.